BankAmericard Cash Rewards™ credit card

is a cash rewards credit card with no annual fee for those of you who like to earn cash rewards when you make purchases. With this card, you will earn a $100 online cash rewards bonus after you make at least $500 in purchases in the first 90 days. 

As for cash rewards, you will earn 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. 

For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back & there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. You’ll enjoy 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, the variable APR for purchases and balance transfers is 12.99%-22.99%. Balance transfer fees equal 3% of each transaction (minimum $10). Bank of America customers can earn a 10% customer bonus each time you redeem cash back into a Bank of America® savings or checking account. That bonus can be increased to 25%-75% if you are a Preferred Rewards client.

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